Before we talk about numbers or policies, think about the people who depend on you.
Take a moment. Picture their faces. Your spouse. Your children. Your parents. The people who count on you being here, healthy, and able to provide.
Everything we're about to walk through is about them. Not policies. Not premiums. Them.
You're already learning things most families never take the time to discover.
Proverbs 27:12 says, "The prudent see danger and take refuge, but the simple keep going and pay the penalty."
The fact that you're here, asking these questions, means you're being prudent. Now let's make sure you have the refuge.